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While PSD2 opens up the banking market, encouraging competition and innovation in different products and services, any access these new products and services have to personal data must comply with GDPR. General Data Protection Regulation. The European Data Protection Board welcomes comments on the Guidelines 06/2020 on the interplay of the Second Payment Services Directive and the GDPR - version for public consultation. Such comments should be sent by September 16th at the latest using the provided form. Please note that, by submitting your The EDPB’s guidance is the first assessment of some of the issues resulting from the interplay between PSD2 and GDPR.

the safeguards laid down in Article 9(1) GDPR. If this is not the case, meaning that financial transaction data are not processed in order to infer special categories of data, Article 9(1) GDPR should not apply. Silent party data We understand the EDPB is concerned with the scope of the processing of silent party data. On the At the eleventh plenary session, the EDPB also adopted a final version of the annex to the guidelines on accreditation, following public consultation, to enhance clarity. “The aim of the guidelines is to provide guidance on how to interpret and implement the provisions of Article 43 GDPR,” the EDPB said.

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In light of PSD2’s and the UK Payments Regulations’ remit being limited to the contractual relationship between a TPP and its users, the EDPB’s view as stated in the Guidelines, is that the “explicit consent” referred to in PSD2 is a contractual consent, distinct from and additional to “consent” under the GDPR… 2018-09-06 1 M s. Andrea Jelinek Chairperson European Data Protection Board (by ema il) Brussels, 2 7 October 20 20 European Payment Service Providers’ comments on the EDPB Guidelines 06/2020 on the interplay of the Second Payment Services Directive and the GDPR GDPR introduces a new, and very high, standard for the type of consent required for the processing of personal data. Although PSD2 does not provide a separate definition of consent, firms implementing PSD2 should not assume that the onerous GDPR interpretation will be required in all cases, as not all payment data is necessarily personal data.

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2018-03-16 · The interaction between PSD2, aimed at increasing the seamless sharing of data, and the GDPR, aimed at regulating such sharing, raises complicated compliance concerns. For example, where banks refrain from providing TPPs access to customer payment data for fear of breaching the privacy rights of their customers under the GDPR, competition authorities may consider this a breach of competition law. 2020-09-24 · PSD2, which provides a legal and regulatory framework for payment service providers offering payment services in the EU, stipulates that the processing of personal data must be in accordance with the GDPR and its principles of data protection, such as data minimisation, transparency, proportionality, storage limitation and security measures. The second Payment Services Directive (PSD2) includes requirements in relation to the processing of data, but they do not work very well in conjunction with the General Data Protection Regulation The EDPB clarified that ‘explicit consent’ under PSD2 is an additional contractual requirement, different than the ‘consent’ under GDPR. Under GDPR, in the context of a contractual relationship, the legal basis for data processing would be ‘performance of a contract’ instead of the PSU’s ‘consent’. Positionspapier EDPB Guidelines Interplay PSD2 & GDPR Jetzt herunterladen (pdf, 176.89 KB) We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with Het Europees Comité voor Gegevensbescherming (EDPB) heeft onlangs de finale richtsnoeren gepubliceerd over de wisselwerking tussen de GDPR en de tweede richtlijn betalingsdiensten (PSD2).

Recital 89 of the PSD2 states in relation to the processing of personal data that "the precise purpose should be specified, the relevant legal basis referred to, the relevant security requirements laid down in [the GDPR] complied with, and the principles of necessity, proportionality, purpose limitation and proportionate data retention period respected.
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EDPB har nyligen publicera. Tillslut var det dags för PSD2, regelverket som antingen skulle vara den stora dörröppnaren flödesförordningen, PSD2, cybersäkerhetsakten, plattformsförordningen och Dataskyddsförordningen (eng: General Data Protection Regulation), ofta EDPB kunde ta fram en uppdaterad vägledning avseende anonymisering av person-. Att EU-domstolen och EDPB går hårt fram gällande personuppgiftsbehandling i USA Artikel 28.1 i GDPR och artiklarna 7 och 8 i EU-stadgan kan helt Vi åpner mer med PSD2, mens SWIFT, Mastercard og VISA allerede dataskyddsförordningen, GDPR, infördes som lag i EU:s medlemsstater och ett direktiv på EDPB. För regeringens del kan åtgärder för att främja en betaltjänstdirektivet, PSD2, visar hur politiken inom EU verkar för ett fritt Nästa kapitel av Schrems II – EDPB:s riktlinjer för överföring av personuppgifter till tredje land PSD2- öppnar upp värdet av transaktionsdata Antalet personuppgiftsincidenter uppgick till 160 000 i Europa sedan GDPR i. Under de kommande två åren kommer huvuddelen av IMY:s tillsynsärenden att avse GDPR och bygga EDPB har äntligen kommit med rekommendationer på skyddsåtgärder som Vad kommer PSD2 innebära för storbankernas framtid?

Monitoring Bodies under Article 6(1)(b) GDPR in the context of the provision of online services to data subjects. A weekly update on all that is new in the world of GDPR, plus interesting guests, some 'how to' slots and details of new GDPR related solutions. UK based but PSD2, in particular on the relationship between relevant provisions on the GDPR and the PSD2.
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Guidelines 06/2020 on the interplay of the Second Payment

The EDPB also adopted Guidelines on the PSD2. PSD2 modernises the legal framework for the payment services market. For consent compliance under GDPR and PSD2, the EDPB is clear that data subjects must be fully aware of the personal data processing (which should be clearly distinguishable from other contractual matters), and must explicitly agree to these clauses (we would assume by means of a tick box, which is best practice but not strictly required from a GDPR perspective). 2018-03-16 · The interaction between PSD2, aimed at increasing the seamless sharing of data, and the GDPR, aimed at regulating such sharing, raises complicated compliance concerns. For example, where banks refrain from providing TPPs access to customer payment data for fear of breaching the privacy rights of their customers under the GDPR, competition authorities may consider this a breach of competition law.